Your son asks if you’ll be a co-signer so he and his wife can qualify for a mortgage. Or a friend who’s struggling financially wants to know if you’ll co-sign a car loan. If anyone asks you to co-sign a loan, it’s not a decision to take lightly. You would be obligated to make any…
By Renée Sylvestre-Williams Have you taken a long break from working out? That’s OK. You can begin or ease back into an exercise program whenever you want. Here’s how to start. Have your exercise plans fallen by the wayside? Whatever the reason, there are ways to pull yourself out of a workout rut and get…
When markets have been below their peak for some time, it’s helpful—psychologically and financially—to keep in mind that down markets have always been followed by recoveries. Psychologically, you’ll feel reassured that better days are ahead. Financially, you’ll be able to continue investing while prices are lower. No one, experts included, knows when a bear market…
Investors’ appetites have increased as we entered 2023. Generally, at asset class level, the larger the loss in 2022, the larger the gain (recovery) in 2023, though this is only the data for January (see chart below). What made investors so optimistic? We recognize investors are feeling reassured by progress on several issues: First, China…
By Dialogue Are you feeling stressed at work? Try these 7 tips to help keep job stress to the minimum. Raise your hand if you’ve ever claimed to thrive under pressure. We know that stress isn’t always a bad thing. It can help you stay alert and focused. Not to mention that it challenges you…
Healthy eating habits can go out the window when we’re stressed. Try these tips to prioritize your nutrition. Do you start snacking when you’re feeling worried? Or do you have a lack of appetite when you’re anxious? Maybe you’ve noticed changes in your weight during a stressful period, even though your eating habits and activity…
Recession seems to be the dominating topic for 2023. The depth of recession and what may trigger it could be different from country to country. In Canada, rising rates have led to cooling real estate demand as mortgage payments increase. However, we are benefiting from aggressive immigration policy and higher commodity demand. The employment picture…
Weddings can be expensive. Once you add up the cost for the venue, food, drink, dress, suit, honeymoon etc., the average marriage-bound Canadian can end up spending over $30,0001 which often means couples start their life together with debt. Most couples take about a year to plan their big day, and during that time there are…
We all know it’s important to get off the couch and get active, but there are more tangible health benefits to exercising regularly, thank you! Think of what 30 minutes really is in relation to the rest of your 24-hour day. It’s a fraction: 1/48th to be exact. Ask yourself—if it meant you have greater…
By Sylvie Tremblay Feeling stressed over talk of recession, inflation, interest rate hikes, market volatility, and more? Here’s why you need to prioritize your self-care and how you can do it. Now more than ever is the time to prioritize your self-care needs. Why? Because it’s an essential way of reducing everyday stress. This is…