The last published articles

When you think of income splitting, what first comes to mind is likely moving taxable income to a lower-income spouse. But several income splitting opportunities with children are available and worth exploring. The more income you can transfer to others in a lower tax bracket, the more tax you save as a family. Tax savings…

Dear friends, 2020 was a year none of us will soon forget. It started strongly, with equity markets at all-time highs and unemployment near record lows. But by mid-March, a new coronavirus had reached North America after emerging overseas in late 2019. Governments around the world abruptly shuttered their economies and issued shelter-in-place orders in…

By Kristen Mayne Looking to improve your health and well-being? A gratitude journal could be a helpful habit to build into your day or week. It’s a simple, cost-effective tool that can affect your life in a variety of positive ways. We spoke to psychologist and coach Hani Kafoury about the benefits of practicing gratitude…

Sometimes parents make loans, gifts and advances to their adult children during their lifetime for various purposes including, to help them purchase a home, start a business or fund their education. They do this without fully considering the potential implications, such as the risk of claims by creditors or by the child’s spouse on marriage…

What is an annuity? An income annuity is a simple way to turn a portion of your savings into regular income – for a fixed period or the rest of your life. It’s up to you. No matter how the markets fluctuate or how much interest rates change, you’ll continue to receive payments that can…

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